The phone company, media content, premium channels, newspapers memberships ? oh, do these fees accumulate. The providers of all these monthly, automatically billed extras count on the 'stickiness' of the charges - that the fees are too low to motivate anyone to outright cancel them. And then I start flogging myself for not following through. These charges can really add up, and are impressive on a yearly basis.
So I'm reviewing my contributions to someone else's bottom line. The parameters I see, in random priority are, are:
Does it help with my business?
Do I learn something new?
Is there an alternative?
Is it health related?
Is there common good?
The beneficiaries of this monthly largesse make it difficult to change on-line. It seems you only hear from them when your credit card is about to expire - an event that's the default purge of the charges.
I propose establishing Trim the Charges Day. Uncharacteristically I can't come up with a catchier name; alternative suggestions are welcome. I predict that if there were a national day of charge purging, the providers change their behavior.
Or, get rid of everything and start over - see which ones you really care about for renewal.
Put this day on the calendar.
(Of course, Almanac subscriptions are exempt.)